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We use cookies to improve security, personalize user experience, improve our marketing activities (including collaboration with our marketing partners) and for other business purposes. Click here to read our cookie policy. By clicking “Accept” you agree to the use of cookies. … Readless3 Table of Contents Summary Examination Loan Agreement 1 Table I 28 Table II – Related to All Disbursed Loans 32 Table III A Related to Vanilla Home Credit Facility 35 Table III B Related to Home Credit Fast Track 38 Schedule IVHome Related to Citi Single Utility 41 Power of Attorney (Notarized) 46 Letter of Continuity 50 Note of Guarantee 51 Letter of Guarantee 52 Letter of Loan Authority (for Partnership only) 59 Letter of Loan Authorization (for HUF only) 61 Letter of Loan Authority (for Consortium only). – Of property only (63) Board resolution (for limited companies only) where the company owns or buys and carries it as a security 65 Board resolution (for limited companies only) where the company is in debt but secured by the directors. 67 Board Resolution Form for CitiHome One Loans (limited companies only) where the company owns or buys and provides it as a guarantee. Directors. 71 Old Child Loan Letter (for loan extensions) 73 Loan Confirmation (Loan to Directors / Chief Executives and Relatives) 75 SI Format 77 SI Format (Related to CitiHome One Facility) 79 ECS Format 81 Plan Details Form Ready Property – Building Control Plan 87
5 Loan Agreement This Loan Agreement (Agreement) is entered into at the place and on the date indicated in Annex I. Between the Loan, the details of which are set forth in Schedule I and hereinafter referred to as one party Lender and Citibank, NA, a. A National Banking Association duly constituted, registered and incorporated under the laws of the United States of America, now existing and located at 399 Park Avenue, Borough of Manhattan, New York, and having its branch office in India. other places at the address described in Annex I to this Agreement and to execute this Agreement and act for the purposes of this Agreement from that office in India and hereinafter referred to as the Bank (known as the Bank). , unless it conflicts with the context of the other party or its meaning, which must be counted among those who succeed and specify). Without relying on the representations and information provided by the Lender, the Bank has agreed to provide financial assistance to the Lender in accordance with these terms and conditions to enable the Fisherman to deploy the purchased/constructed settlement(s). It is now agreed to regulate under Article 1 Definitions 1.1 In addition to the definitions contained in other parts of this Agreement, unless the context otherwise requires: (a) (b) Application means the Borrower’s application to the Bank for a loan and, where the context so requires, all other information sent by the Lender to the Bank Regarding the loan request. Prime means the rate determined and published by the Bank from time to time. The prime rate will be a measure of the applicable interest rate that you must pay on the loan. 1
6 (c) Construction refers to the restoration/extension of a house or building or the setting up of a plot of land. (d) Effective Date means the date set out in Schedule I. (e) (f) financial year means the period of 12 months commencing on the 1st day of April to the 31st day of March in the Gregorian calendar. Foreclosure is the early repayment of the entire loan, subject to such conditions as may be imposed by the Bank from time to time. (g) Lien means the lien (if any) to be deposited with the Bank by the Guarantor in support of the Angler’s obligations under this Agreement. (h) Sponsor means the person or persons (if any) named in Schedule I. Loan means the principal amount of the Loan as agreed and set forth in Schedule I, pursuant to which the Bank shall make and lend the Loan as provided in Section 2.1 of this Agreement and subject to where the context. You have to pay the loan amount including principal, interest, additional interest, PMMRI and any amount due from the loan from time to time. Minimum Monthly Repayment (MMR) means the amount of payment to be made every month by the Lenders to the Bank, inclusive of interest or, as the case may be, principal and interest, and as explained in Schedule I for the first time. “The month means a. calendar month. Citibank Office means the office of the Bank described in Annex I to this Agreement. Partial repayment means early repayment of a part of the loan by the borrower on such terms as the Bank may from time to time Direct and Advance Monthly Payment (PMMRI) means interest on the loan from day/date. Loan disbursements shall be made on the date immediately preceding the MMR commencement date and shall commence at the rate specified in Annexure I. Prepayment Limit means 25% of the loan amount admissible for prepayment during any financial year as per the terms and conditions stipulated by the Bank from time to time and may be included from time to time. (i) Property means • the real estate described in Annex I (ii) the building/construction financed by the Bank under this Agreement; and/or in which the creditor is interested, by which the funds provided by the bank under this agreement are secured/agreed; and/or (iii) real property in which Fisher has any right, title or interest in which the Bank has/may agree to be financed under this Agreement. s) Property under construction means except for clause (k).
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